Choosing the Best Retirement home near Sacramento
Reflect on all the steps you’ve made in your life. As you enter your retirement years, the moves you make now are just as meaningful. When you start considering all your choices for senior living near Sacramento, it can be overwhelming to sort through your options.
Depending on advice from your loved ones can be challenging, especially when their own calendars are so busy. You don’t want to put any extra burden on them. That’s why it’s beneficial to get informed about senior living communities, weighing both the advantages and negatives so that you can reach a choice that will lead you toward your own version of a peaceful retirement.
Which option is the top choice to live for seniors near Sacramento?
Let’s start by comparing two main types of senior living communities: independent living and continuing care retirement communities (CCRCs), or CCRCs. As you consider both options, you’ll want to be aware about the differences between the two.
Independent living communities—like Bear Hollow Estates near Sacramento—are designed for adults who typically don’t need support with the day-to-day tasks. If they do need extra care, they’ll need to arrange it separately. Residents enjoy all the features, offerings, and wellness assistance offered in their monthly rental fees.
CCRCs, or continuing care retirement communities, are designed for independent seniors who anticipate needing a significant level of healthcare services or daily living assistance in the future. They provide a range of living arrangements, from independent living to skilled nursing. Residents commit to a contract and pay an upfront payment, along with regular monthly charges.
The right fit for you will be based on your individual needs.
Would senior independent living at Bear Hollow Estates be a good choice for me?
Senior independent living at Bear Hollow Estates was intended for people who:
- Are at least 55 years old.
- Stay relatively healthy and active.
- Don’t require help with everyday tasks like putting on clothes, showering, meals or medication monitoring.
- Like to socialize and continue their hobbies and interests.
- Prefer living in a place of their own with relief from home maintenance and upkeep.
How can independent living offer value?
At Bear Hollow Estates, you get all the advantages of independent senior living without the complexities and fees of a CCRC’s contracts and costs.
What is a CCRC
CCRC is short for continuing care retirement community, sometimes referred to as a “life plan” community. In this type of retirement housing, you’ll find:
- Independent living apartments or homes
- Assisted living units
- Memory care units for those with dementia or Alzheimer’s
- Skilled nursing suites for individuals needing 24/7 care
Although you may never need advanced care, you’ll still be covering the cost. That’s a major consideration when reviewing your long-term financial goals.
At Bear Hollow Estates, you get all the perks of independent senior living without the contractual obligations and monetary concerns of a CCRC’s contracts and costs.
What do I need to know about CCRC contracts?
Moving into a CCRC requires agreeing to a multi-page, legally binding contract and putting down a significant entrance fee along with monthly fees. If your financial situation becomes different or you decide to leave, your entrance fee may not be reimbursed—depending on the conditions of your agreement. If the property is purchased by someone else, your contract terms might also change. It’s wise to consult with a legal expert and a financial advisor before signing.
In contrast, moving into independent living at Bear Hollow Estates near Sacramento only requires a straightforward rental agreement. No entrance fees, no multi-year agreements, and complete financial flexibility.
Must all CCRCs require contracts?
Yes. And they typically come in one of three forms:
- Type A – Extensive Life-Care Contracts: You pay in advance for future healthcare.
- Type B – Modified Contracts: some services is included, with more expenses added later.
- Type C – Fee-for-Service Contracts: Most affordable at first, but costs grow as you need more care.
What should I know about the actual expenses of a CCRC?
According to the National Investment Center for Seniors Housing & Care, the standard buy-in amount for a CCRC is $402,000, but it can vary between $40,000 to over $2 million.
Monthly fees can range from $500 to over $3,000, and they generally increase gradually. You may need to use your home equity, long-term care insurance, and personal savings just to cover these costs.
At Bear Hollow Estates, there are no entrance fees. You simply pay month-to-month rent and protect your financial resources.
In what ways does independent living at Bear Hollow Estates differ from a CCRC?
Feature | Bear Hollow Estates | CCRC |
| Level of Care | Independent only | Full spectrum |
| Costs | Lower, monthly only | High upfront + monthly |
| Commitment | Flexible rental | Long-term contracts |
| Location | Rancho Cordova | Mostly urban areas |
Should I choose Bear Hollow Estates or a CCRC?
Go with Bear Hollow Estates near Sacramento if you:
- Are seeking comfort in a place where you're part of a community
- Prefer to avoid home maintenance
- Want to enjoy a engaging, social retirement lifestyle
- Live independently and in good health
- Prefer not to be charged for care you may never use
- Want fewer restrictions over binding contracts
Considering a move to senior living near Sacramento?
Say goodbye to outdated views of retirement homes. Senior living communities like Bear Hollow Estates are vibrant, engaging places that accommodate the evolving needs and lifestyles of today’s seniors.
What are the benefits of moving to Bear Hollow Estates?
Socialization: Keep yourself mentally and physically stimulated with games, classes, outings, and social gatherings.
Security: Call-for-help technology, protected residences, and thoughtful design for safety offer reassurance.
Amenities: Delight in everything from delicious meals and fitness centers to libraries, salons, and group activities.
Care When You Need It: While Bear Hollow Estates focuses on independent living, we can assist with arranging care services if your needs ever change.
Come See for Yourself at Bear Hollow Estates near Sacramento
At Bear Hollow Estates, we keep things simple—truly enjoyable, simply fun, and unquestionably the best option for independent senior living near Sacramento. We’re pleased to answer your questions, give you a tour, and share a gourmet lunch. Come discover why so many active seniors love being part of our community. We can’t wait to meet you.